Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Gatehouse Bank standard variable rate is currently 4.5%.We have access to mortgage rates from as little as 0.99%*. Find out more. For UK residents, the 2-year fixed term and 5-year fixed term buy-to-let products have been cut by 0.10% to 3.19% and 0.24% to 3.65% […] Gatehouse had the best rates in comparison to equivalent banks. Gatehouse Bank offers a range of products including Home Purchase Plans and Buy-to-Let, for both UK residents/entities and UK Expats/International residents/entities. A Buy-to-Let purchase plan offers you a Shariah-compliant alternative to a mainstream Buy-to-Let mortgage, with competitive rates and an ethical approach. To find out more information or apply, simply click the ‘Apply’ button. We have access to mortgage rates from as little as 0.99%*. Please note the minimum property value required is £100,000 and it must be located in England or Wales. The above two deals … Copyright © 2018 Gatehouse Bank plc. Our Standard Variable Rate (SVR) is currently 3.85%. Compare Gatehouse Bank mortgage rates against the mortgage market to see how much you could save? YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. Meanwhile the two-year fixed rate for these landlords has dropped 0.24 percentage points to … Gatehouse Bank has announced rate reductions across its buy-to-let mortgage range. Refinance 65%Debt consolidation is not allowed. The rate is 1.78% fixed until the end of January 2022 and it has an arrangement fee of £495. If you require further information, please contact us. Use our free mortgage service to compare rates from the UK's leading lenders. Perfect for buyers prepared to think differently. For UK residents, the two-year fix was cut to 3.29 per cent and the five-year fix to 3.89 per cent, up to 80 per cent loan to value (LTV). Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. GET MORTGAGE QUOTES AND START COMPARING RATES NOW! The maximum FTV for Rent Only is 65% for Home Purchase and Refinance. This product falls outside the scope of regulation by the Financial Conduct Authority. A good rate for a 60% buy-to-let mortgage that can be used to either purchase or remortgage a buy-to-let property is from Post Office Money. You’ll need to have at least 20% of the amount you borrow (an 80% finance-to-value ratio), and repay over a term of up to 35 years. Refinance 65%Debt consolidation is not allowed, Please note the minimum property value required is £80,000 and it must be located in England or Wales, Up to 4 applicants (income considered from two highest earning applicants only), Maximum age at end of finance term 75 years or retirement age if earlier, Our SVR (Standard Variable Rate) is currently 3.85%. Please see our Tariff of Charges for more details. Our Standard Variable Rate (SVR) is currently 3.85%. Average two-year fixed-rates for conventional mortgages are at 2.52 per cent according to Moneyfacts, and at the lower LTV end of the market rates generally fall … Borrowers must be 70 years old or below at the end of the mortgage term. You could fix that exchange rate today with a small deposit, and pay for the bulk of that transaction at the completion of the forward contract. This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Minimum finance amount £75,000Maximum finance amount £5m. To guarantee the exchange rate, private clients will have to pay for at least 10% of the value straight away (a margin deposit) and the balance on … Financial Services Register number: 475346. The most significant reduction is a 0.70% rate cut to its 5-year fixed term for international residents, which now costs 3.99%. *Example rate shown is a 2 year fixed rate mortgage from HSBC with an initial rate of 0.99% for 2 years; then reverts to 3.69% after intro period. Full product details can be found in links below or you can download our product guides if you prefer. The polished rate beats those of closest rivals Atom Bank, Investec Bank and … You can use it just like a conventional mortgage to buy or refinance your property. The cuts include the 75 per cent FTV five-year fix reduced from 4.69 per cent to 3.99 per cent, and the 75 per cent FTV from 4.14 per cent to 3.90 per cent. Buy-to-let products for expats and international residents have also been amended, with the maximum finance-to-value increasing from 75% to 80%, to bring it in line with products for UK residents. The application fee is payable on completion and deducted from the finance amount. Please see our Tariff of Charges for more details. Follow-on Rental Rate. These products fall outside the scope of regulation by the Financial Conduct Authority. Tariff of … Gatehouse launches new mortgage alternative Under the new offer from Gatehouse Bank, homebuyers can now apply for a five-year fixed-rate deal, with an initial rate of 2.99% (reverting to an SVR of 4.5%). Compare Gatehouse Bank mortgage rates against the mortgage market to see how much you could save? Valuation Fees and Legal Fees will also apply. Fees and charges cannot be added to the finance amount. Please contact us for more information. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. The arrangement fee is £995. Looking to save? Minimum/Maximum finance amounts and finance terms may differ between our various finance products. Gatehouse Bank has lowered its finance-to-value limit to 65 per cent on buy-to-let and home purchase plans, while suspending loans against houses in multiple occupation, multi-unit blocks, new-builds and apartment buildings over six storeys. Fees and charges cannot be added to the finance amount. GET MORTGAGE QUOTES AND START COMPARING RATES NOW! An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. View our award-winning products, Paul Stockwell, Chief Commercial Officer at Gatehouse Bank, comments on November’s ONS UK House Price Index data, Gatehouse Bank Named UK’S Best Islamic Bank, Gatehouse Bank Bucks Market Trend With Savings Rate Increase, Gatehouse introduces paper saving measures, Gatehouse joins global banking community to celebrate first anniversary of signing the UN Principles for Responsible Banking, The UK Build to Rent sector owes much of its resilience during pandemic to how it operates. Gatehouse Bank plc is a Shariah-compliant challenger bank based in London and is part of the Gatehouse Financial G View All 30+ HMO Mortgage Lenders View All 800+ HMO Mortgage Rates For finance exceeding £1m, max FTV is 70%. Gatehouse Bank is a pioneering UK Bank offering Shariah-compliant ethical savings, home finance, buy-to-let finance, commercial property finance and more. Gatehouse Bank has announced rate reductions across its buy-to-let mortgage range. Please try one of the other filter options. Please note the minimum property value required is £80,000 and it must be located in England or Wales. Gatehouse Bank has launched a new market-beating fixed-rate bond, paying 2.1 per cent interest.. Gatehouse Bank has cut rates across its buy-to-let mortgage range. We have an experienced team on hand to help you every step of the way. For finance exceeding £1m, max FTV is 70%. The 80 per cent FTV two-year fix has been reduced from 3.75 per cent to 3.29 per cent, and the 80 per cent FTV five-year fix from 4.29 per cent to … Refinance 65%Debt consolidation is not allowed, Please note the minimum property value required is £80,000 and it must be located in England or Wales, Up to 4 applicants (income considered from two highest earning applicants only), Maximum age at end of finance term 75 years or retirement age if earlier. Use our free mortgage service to compare rates from the UK's leading lenders. To find out more information or apply, simply click the ‘Apply’ button. Gatehouse Bank has announced a series of rate reductions to products within its buy-to-let range by up to 0.46 per cent. The Gatehouse Bank standard variable rate is currently 4.5%.We have access to mortgage rates from as little as 0.99%*. Please note that the information provided is for illustrative purposes only and does not constitute any form of finance offer or advice. Finance-to-value is the equivalent of loan-to-value on conventional mortgages. Gatehouse will also now allow refinancing within six months of purchase for all buy-to-let customers, subject to an enhanced due diligence process. This is the first time rates have reach the threshold in a year. So a mainstream bank borrows £100,000 off the Bank of England at the base rate of 0.75% and then lends that £100,000 out to Bob at 2% and takes the difference. Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. We offer a 'Rental Top-up' facility. Use our quick online calculators to find out how much housing finance we could provide and how much it will cost you, here in one easy location. It's December 2018 and still not Done. ... Our home purchase plans, an alternative to conventional mortgages, offer you competitive rates and an ethical approach. Our SVR (Standard Variable Rate) is currently 3.85%. No overpayments can be made during the fixed term period. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. Home Purchase products for £100,000 over a 25 year term, based on an Acquisition & Rent agreement. No overpayments can be made during the fixed term period. Compare Gatehouse Bank mortgage rates against the whole mortgage market to see how much you could save? There is a two-year fixed rate product available to UK residents at 3.19%, down from 3.29%, while the five-year fixed term buy-to-let product has been reduced by 0.24% to 3.65%. Gatehouse Bank cut rates on its buy to let (BTL) range for two- and five-year fixes. We have an experienced team on hand to help you every step of the way. This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Please note the minimum property value required is £100,000 and it must be located in England or Wales. Please note the minimum property value required is £80,000 and it must be located in England or Wales. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. Remember me Forgot your password?. Gatehouse Bank, the rebranded Milestone Savings, has launched a new one-year fixed term deposit account paying 2 per cent. The above two deals are for international residents, both individual and corporate. Tariff of Charges. View our award-winning products. Refinance 65%Debt consolidation is not allowed. Valuation Fees and Legal Fees will also apply. Gatehouse said our mortgage would take 6 weeks to process in March 2018. The Gatehouse Bank standard variable rate is currently 4.5%. Copyright © 2018 Gatehouse Bank plc. Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85). The process is extremely repetitive and they ask for the same documents over and over, have spelt my name wrong, put the wrong property details, asked me to sign for properties I don't own, the list goes on and on. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. The overall cost for comparison is 3.43% APRC (03/11/2016). SIGN IN to access the broker portal. REQUEST ACCESS The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Elsewhere, Gatehouse Bank has adjusted the rates on its full buy-to-let range. Why not try our Buy-to-Let Affordability calculator or contact us for more information. The cuts include the 75 per cent FTV five-year fix reduced from 4.69 per cent to 3.99 per cent, and the 75 per cent FTV from 4.14 per cent to 3.90 per cent. The application fee is payable on completion and deducted from the finance amount. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Our SVR (Standard Variable Rate) is currently 3.85% . 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